Shopping for a New MediGap - Medicare Supplement Plan
Unlike Medicare Advantage Plans (Part C) or Prescription Drug Plans (Medicare Part D) - Medigap or Medicare Supplement plans do NOT have an annual enrollment period where you may change plans or companies without answering health questions.
You may shop for a new more cost effective plan at any time during the year. If you are approved – you may save hundreds of dollars per year. Example 71 year old female who has MediGap plan “G" with company “Current" is paying $ 180 per month.
If approved, her new premium with company “Better" could be $145 monthly for the same plan “G" with exactly the same benefits. G is Always G – and now a Savings of $$$ every year.
You may shop for a new more cost effective plan at any time during the year. If you are approved – you may save hundreds of dollars per year. Example 71 year old female who has MediGap plan “G" with company “Current" is paying $ 180 per month.
If approved, her new premium with company “Better" could be $145 monthly for the same plan “G" with exactly the same benefits. G is Always G – and now a Savings of $$$ every year.
Sounds Good! How do we start?
The insurance companies will require a full application with all the medical underwriting questions completed. These include your height and weight, use of tobacco products and all the prescriptions and over the counter medications you have taken in the last one to five years. Especially important is any new drug you have started to take within the last 2 years. Based on this information – the insurance company may decline the application; “Say No" or “Say YES" with the quoted premium or at an increased rate.
Having said this – the majority of folks we have worked with do qualify and are able to obtain a similar or same plan with a more cost effective monthly premium. Different insurance companies have different questions and medical underwriting. We will compare all the companies to find the best plan for you. Also, some insurance companies are offering additional premium discounts if you live with your spouse or another person, discounts on dental, vision and Gym memberships.
To get started please, complete the information on our Enroll Now page today!
The insurance companies will require a full application with all the medical underwriting questions completed. These include your height and weight, use of tobacco products and all the prescriptions and over the counter medications you have taken in the last one to five years. Especially important is any new drug you have started to take within the last 2 years. Based on this information – the insurance company may decline the application; “Say No" or “Say YES" with the quoted premium or at an increased rate.
Having said this – the majority of folks we have worked with do qualify and are able to obtain a similar or same plan with a more cost effective monthly premium. Different insurance companies have different questions and medical underwriting. We will compare all the companies to find the best plan for you. Also, some insurance companies are offering additional premium discounts if you live with your spouse or another person, discounts on dental, vision and Gym memberships.
To get started please, complete the information on our Enroll Now page today!
I wholeheartedly recommend David Trout for your insurance needs. David helped me find a Medicare Supplement Plan that fits my needs perfectly with a much lower monthly premium than I’d paid previously. What’s more he was responsive to my questions and a pleasure to work with. Need insurance? Call David Trout.
Bruce Mulkey
Asheville, North Carolina
