Plan "N" is similar to Plan "G" with a couple of important changes.
- For out-patient physicians' visits - there is a copay of $20 and a $50 copay for emergency room visits.
- There is no coverage for "Excess Charges". Doctors and facilities can choose to accept Medicare and then they can choose to accept Medicare reimbursement or not.
- Medicare Participating Doctors may charge up to 15% more than Medicare pays.
- Plan G covers the "Excess Charges", plan "N" does not.
- You will need to ask your provider if they would bill you for any "Excess Charges".
Plan "G" and "N" Comparison
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Trout Insurance Services
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