MEDICARE OPTIONS FOR YOU
  • Home
  • Enroll
    • Medicare Advantage Plans 2026
    • Medicare Updates 2026
    • Medicare Annual Enrollment Period
    • Enroll Checklist
    • New To Medicare >
      • Enrolling in Medicare
  • Renew
    • Medicare Supplement Rate Increases >
      • Medicare Supplement: Plan "N"
    • Medicare - What Is Most Important To You
    • Medicare Part D Prescription Rx Plans
  • Discover
    • Benefits
    • Fifty Plus
    • December 8th and Beyond
    • Hopscotch Health
    • Medicare FAQ's
    • Medicare Fact Finder
    • Blog
  • Plans
    • 2026 Prescription Drug Plans
    • 2026 Medicare Advantage Plans (With Prescription Drug Coverage)
    • 2026 Medicare Advantage Plans (Medical Only)
    • 2026 Medicare Advantage Chronic Special Needs Plans
    • 2026 Medicare Advantage Dual Special Needs Plans
    • Prescription Drug Payment Plan
    • Alignment >
      • Alignment C-SNP
    • Medicare Supplement Premium Increase?
    • Medicare Advantage Plans 2026
  • Contact
    • Our Agents
    • Scope of Appointment
    • Permission To Contact

New in Medicare for 2025

New Enrollment Software

​The “PLAN ENROLL" website allows a quick and easy way for us to work together.

Create an account, complete a Scope of Appointment, enter your doctors and medications… and THEN Review the most effective plans.
Picture
Plan Enroll

Medicare Rx Prescription Coverage - Medicare Part D

• Out-of-pocket drug cost cap: Out-of-pocket drug costs will be capped at $2,000. This means that if a person's drug costs reach the
cap, they won't have to pay a copayment or coinsurance for the rest of the year.

• Monthly payment option: People will have the option to pay their out-of-pocket drug costs in monthly installments instead of all at
once.

• Elimination of the coverage gap phase: The coverage gap phase is eliminated and replaced with a new Discount Program.

• Defined standard benefit changes: Certain drugs, such as insulins and vaccines, are exempt from the deductible.

Medicare Advantage Plans

• New Plans from many established companies: Alignment, Humana, Devoted, Cigna, BCBS, UHC, Aetna and More.

• Lower Maximum of Out Of Pocket Limits for some plans: As low as $2,999.00 annually.

• Out of Network- PPO and POS – Point of Service – More choices for your doctors

• Expanded Dental, Vision and Hearing Coverage

Medicare Supplement Plans

Many plans have discounts for another person in the household, annual payment, and include the use of fitness tracking.

More choices to rewrite existing plans with increasing premium
Plan G is still “Great"
CONTACT US
Trout Insurance Services
Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787
     
Ph: 828.279.4681
Fax: 1-888-221-4842
[email protected]
Privacy Notice | Privacy Policy 
© 2023  Trout Insurance Services. All Rights Reserved. 
Not affiliated with the U.S. Government or Federal Medicare Program.
Stay current with relevant insurance news. Newsletters usually send out about once per month. We will never share your address. ​ 

    SUBSCRIBE!

Submit
Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, David Hanson and Idelle Davids are independent insurance agents with Trout Insurance. 

​We do not offer every plan available in your area. Currently we represent at least 8 organizations which offer at least 57 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
  • Home
  • Enroll
    • Medicare Advantage Plans 2026
    • Medicare Updates 2026
    • Medicare Annual Enrollment Period
    • Enroll Checklist
    • New To Medicare >
      • Enrolling in Medicare
  • Renew
    • Medicare Supplement Rate Increases >
      • Medicare Supplement: Plan "N"
    • Medicare - What Is Most Important To You
    • Medicare Part D Prescription Rx Plans
  • Discover
    • Benefits
    • Fifty Plus
    • December 8th and Beyond
    • Hopscotch Health
    • Medicare FAQ's
    • Medicare Fact Finder
    • Blog
  • Plans
    • 2026 Prescription Drug Plans
    • 2026 Medicare Advantage Plans (With Prescription Drug Coverage)
    • 2026 Medicare Advantage Plans (Medical Only)
    • 2026 Medicare Advantage Chronic Special Needs Plans
    • 2026 Medicare Advantage Dual Special Needs Plans
    • Prescription Drug Payment Plan
    • Alignment >
      • Alignment C-SNP
    • Medicare Supplement Premium Increase?
    • Medicare Advantage Plans 2026
  • Contact
    • Our Agents
    • Scope of Appointment
    • Permission To Contact