MEDICARE OPTIONS FOR YOU
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Have You Been Diagnosed With Heart Disease or Diabetes?
​There is a Medicare Plan Designed For You

Living with Heart Disease or Diabetes? Alignment Health Plan's Heart & Disease (HMO C-SNP) plan combines the benefits you deserve, plus a dedicated concierge team and network of providers available to care for you 24/7.

You May Be Eligible to Enroll NOW!

You do not have to wait for the Medicare Annual Enrollment period. If you have been diagnosed with Heart Disease or Diabetes, you're eligible to enroll in an Alignment Special Needs Plan. Have a current Medicare Supplement Plan and one of these diagnose, you may qualify for enrollment now.

$2,000 To Spend on Dental, Vision, Hearing Services & More • ​Prepaid Mastercard

You may qualify for the Alignment Flex Black Card, which provides you with $1000's of  annual benefit for Dental, Vision, Hearing, Chiropractic and even Acupuncture.  EASY - No restrictions on networks or providers, and YOU determine what's most important.  

Access On-Demand Concierge

  • Talk to a doctor 24/7 by phone or video
  • Earn healthy rewards to spend on eligibile items online, or at local stores including Walgreens, CVS, Walmart and more.
  • 24/7 ACCESS to a concierge representative who can set up appointment for you and more.

Coordinated Care

A dedicated care team will work with your healthcare providers to help support and manage potential health risks associated with your health condition. 
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Extra Benefits At No Extra Cost

  • $0 Monthly Plan Premium
  • $0 Annual Deductible
  • $0 Copay for doctor and specialist visits.
  • $0 Preferred Generic Drugs
  • $0 Diabetic Supplies
  • FREE Gym Membership
  • MORE!!
Click Below for Summary of 2024 Plans & Application for Health
Summary of 2024 Plan Benefits
Application For Health
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A personal word from Dave Trout as an “I’m on Medicare" guy.

On December 5, 2022 – two days before the end of open enrollment - I made a decision to enroll in this Medicare Advantage plan – Alignment Health Plan & Heart & Disease (HMO C-SNP). I know Medicare from the outside as an agent for 24 years and hundreds of clients. And now from the inside as a Medicare beneficiary myself since 2018. As I have survived a couple of heart attacks, I thought I would always opt for a Medicare Gap Supplement plan to cover medical expenses beyond Medicare A & B.

However – as I worked with dozens and dozens of clients during this annual enrollment: I saw more and more how this plan could work for me. What I saw: My primary care doc was in-network. As this plan is a “POS" – that means I have in and out of network coverage for specialists and hospitals. My RX medications were covered. In fact, my copays and out of pocket costs were some $1,000 less than the best stand-alone Prescription Drug Plan. $2,000 for dental, vision, hearing & chiropractic - just use my Access MasterCard.

Extra dollars for over-the-counter medical items and even groceries. Even the membership to YMCA was paid for.
And icing on the cake - NO premium for either the medical or rx plan, plus NO Part B deductible .

Add everything together: Some $6,850 Savings and Extra Value.

Since this was my first time on Medicare Advantage plan, I could return to my Medigap plan within first year -Guaranteed. So after 10 months - how’s it doing? I have had NO out of pocket costs for health expenses. Including urgent care, lab work and hospital for a leg injury. The heart specialist at Chapel Hill covered 100%. The meds have come out even better than I expected. Even the out of network dermatologist was covered at 100%. And at 70½ - my first crown ever - all covered. I have new glasses including prescription shades – very cool! AND – YES, a huge savings in premium and out of pocket expenses.

So what’s the verdict?

I will enroll in this plan for 2024.
​
If you qualify for this plan: diagnosed with heart disease or diabetes – I urge you to consider this plan.

Only One Thing: as the gym membership is taken care of - I have no excuses not to go.

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Find Your Agent
Office Phone: 828-279-4681
Email: [email protected]
Benefits vary by plan. Alignment Health Plan is an HMO,HMO POS, HMO C-SNP, HMO D-SNP and PPO plan with a Medicare contract and a contract with the California, Florida, Nevada, and North Carolina programs. Enrollment in Alignment Health Plan depends on contract renewal. Alignment Health Plan complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. The benefits mentioned are a part of a special supplemental program for the chronically ill. Not all members qualify.
Trout Insurance Services
Visit: 29 N Main St
Weaverville, NC 28787
     
Mail: PO Box 1414     
Weaverville, NC 28787
     
Ph: 828.279.4681
Fax: 1-888-221-4842
[email protected]
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© 2023  Trout Insurance Services. All Rights Reserved. 
Not affiliated with the U.S. Government or Federal Medicare Program.
Stay current with relevant insurance news. Newsletters usually send out about once per month. We will never share your address. ​ 

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Trout Insurance is a full line insurance agency based in WNC. We serve clients in North and South Carolina as well as national companies. Trout Insurance offers life, health, disability, Medicare supplement, Medicare Health Plans, Medicare Prescription Plans, Long term care insurance, Home and Auto insurance for individuals. For businesses we offer group health & benefits, commercial liability, property & worker's compensation as well as plans for business owners. 

Dave Trout, David Hanson and Idelle Davids are independent insurance agents with Trout Insurance. 

​We do not offer every plan available in your area. Currently we represent at least 8 organizations which offer at least 57 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
  • Home
  • Enroll
  • Resources
    • Prescription Drug Payment Plan
    • Medicare Supplement Rate Increases >
      • Medicare Supplement: Plan "N"
    • Blue Cross Customer Service Information
    • Aetna Customer Service Information
    • United Healthcare Customer Service Information
    • Humana Customer Service Information
    • Alignment Platinum (HMO-POS)
    • December 8th and Beyond
    • ANOC "Annual Notice of Change" Statement
    • Hopscotch Health
    • Medicare - What Is Most Important To You
    • New To Medicare
    • Medicare Supplement Premium Increase?
    • Medicare FAQ's
    • Fitness
    • BLOG
  • Alignment
    • Alignment C-SNP
  • Benefits
  • Our Agents
  • Contact
  • Dave - Scope of Appointment
  • Permission To Contact