Emergency Special Enrollment Period For North Carolina Medicare EnrolleesDid you know a FEMA emergency might qualify you for a Medicare Special Enrollment Period?
It generally depends on what state or county you live in. FEMA is the U.S. Federal Emergency Management Agency. When there’s an event like a severe storm, wildfire, pandemic illness, or other disaster, FEMA can declare an emergency. |
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What Does this mean for North Carolina?
When an Emergency Special Enrollment Period is declared, and you missed your regular enrollment window, you may:
**If you drop your Medicare Advantage plan and return to Original Medicare, you can enroll in a stand-alone Medicare prescription drug plan during this period**
- Sign up for a Medicare Advantage plan
- Switch Medicare Advantage plans
- Drop your Medicare Advantage plan and return to Original Medicare (Part A and B)
- Sign up for a stand-alone Medicare Part D prescription drug plan
- Switch Medicare prescription drug plans
- Drop your Medicare prescription drug plan
**If you drop your Medicare Advantage plan and return to Original Medicare, you can enroll in a stand-alone Medicare prescription drug plan during this period**
2023/2024 Emergency Special Enrollment Period Information
A state of emergency was declared in certain North Carolina counties (listed below) on November 8, 2023. This was due to the current and anticipated impacts from wildfires and the drought conditions that have increased the wildfire risk. The state of emergency will be in effect for at least 30 days in the counties noted, unless earlier terminated or extended.
Humana
North Carolina (Potential Tropical Cyclone 16 – EO 288 / EO 289) – Governor Declared a State of Emergency on September 22, 2023
Incident Period: September 22, 2023 – October 2, 2023
SEP Start Date: September 22, 2023
SEP End Date: December 31, 2023
Counties: Entire State
North Carolina (Existing and Potential Wildfires – EO 293 – EO 294) – Governor Declared a State of Emergency on November 8, 2023
Incident Period: October 25, 2023 – December 20, 2023
SEP Start Date: October 25, 2023
SEP End Date: February 28, 2024
Counties: Alexander, Alleghany, Anson, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Caswell, Catawba, Cherokee, Clay, Cleveland, Davidson, Davie, Forsyth, Gaston, Graham, Guilford, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, Mcdowell, Mecklenburg, Mitchell, Montgomery, Moore, Polk, Randolph, Richmond, Rockingham, Rowan, Rutherford, Scotland, Stanly, Stokes, Surry, Swain, Transylvania, Union, Watauga, Wilkes, Yadkin, Yancey
Incident Period: September 22, 2023 – October 2, 2023
SEP Start Date: September 22, 2023
SEP End Date: December 31, 2023
Counties: Entire State
North Carolina (Existing and Potential Wildfires – EO 293 – EO 294) – Governor Declared a State of Emergency on November 8, 2023
Incident Period: October 25, 2023 – December 20, 2023
SEP Start Date: October 25, 2023
SEP End Date: February 28, 2024
Counties: Alexander, Alleghany, Anson, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Caswell, Catawba, Cherokee, Clay, Cleveland, Davidson, Davie, Forsyth, Gaston, Graham, Guilford, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, Mcdowell, Mecklenburg, Mitchell, Montgomery, Moore, Polk, Randolph, Richmond, Rockingham, Rowan, Rutherford, Scotland, Stanly, Stokes, Surry, Swain, Transylvania, Union, Watauga, Wilkes, Yadkin, Yancey
Aetna
North Carolina- Wildfire Executive Order #293
SEP Start Date: 11/08/2023
SEP End Date: 02/29/2024
Counties: Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Cherokee, Clay, Cleveland, Gaston, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rowan, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, Yancey, Also territories held by the Eastern Band of Cherokee Indians.
SEP Start Date: 11/08/2023
SEP End Date: 02/29/2024
Counties: Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Cherokee, Clay, Cleveland, Gaston, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rowan, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, Yancey, Also territories held by the Eastern Band of Cherokee Indians.
WellCare
North Carolina- Wildfire Executive Order #293
SEP Start Date: 11/08/2023
SEP End Date: 02/29/2024
Counties: Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Cherokee, Clay, Cleveland, Gaston, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rowan, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, Yancey, Tribal lands in the state of North Carolina held by the Eastern Band of Cherokee Indians
SEP Start Date: 11/08/2023
SEP End Date: 02/29/2024
Counties: Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Cherokee, Clay, Cleveland, Gaston, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rowan, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, Yancey, Tribal lands in the state of North Carolina held by the Eastern Band of Cherokee Indians
Cigna
North Carolina- Wildfire Executive Order #293
SEP Start Date: 10/25/2023
SEP End Date: 01/31/2024
Counties: Alexander, Alleghany, Ashe, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Cherokee, Clay, Cleveland, Gatson, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rowan, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, and Yancey Counties, as well as tribal lands in the State of North Carolina held by the Eastern Band of Cherokee Indians.
SEP Start Date: 10/25/2023
SEP End Date: 01/31/2024
Counties: Alexander, Alleghany, Ashe, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Cherokee, Clay, Cleveland, Gatson, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rowan, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, and Yancey Counties, as well as tribal lands in the State of North Carolina held by the Eastern Band of Cherokee Indians.
Blue Cross Blue Shield
North Carolina- Wildfire Executive Order #293
SEP Start Date: 11/08/2023
SEP End Date: 01/20/2024
Counties: Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Cherokee, Clay, Cleveland, Gaston, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rowan, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, Yancey as well as the tribal lands in the State of North Carolina, Anson, Caswell, Davidson, Davie, Forsyth, Guilford, Montgomery, Moore, Randolph, Richmond, Rockingham, Scotland, Stanly, Stokes, Surry, and Yadkin
SEP Start Date: 11/08/2023
SEP End Date: 01/20/2024
Counties: Alexander, Alleghany, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Catawba, Cherokee, Clay, Cleveland, Gaston, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rowan, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, Yancey as well as the tribal lands in the State of North Carolina, Anson, Caswell, Davidson, Davie, Forsyth, Guilford, Montgomery, Moore, Randolph, Richmond, Rockingham, Scotland, Stanly, Stokes, Surry, and Yadkin
Alignment Health Plans
NC Tropical Cyclone 12/31/2023 All NC
NC - Tropical Storm Idalia Ongoing
Chatham County; Johnston County; Wake County; Forsyth County; Guilford County; Davidson County; Davie County; Wilkes County; Buncombe County; McDowell County; Mitchell County; Transylvania County; Avery County; Henderson County; Madison County; Orange County; Wake County
NC Wildfires 11/28/23 - 1/31/2024
Avery, Buncombe, Henderson, Madison, McDowell, Mitchell, Transylvania, Wilkes
NC - Tropical Storm Idalia Ongoing
Chatham County; Johnston County; Wake County; Forsyth County; Guilford County; Davidson County; Davie County; Wilkes County; Buncombe County; McDowell County; Mitchell County; Transylvania County; Avery County; Henderson County; Madison County; Orange County; Wake County
NC Wildfires 11/28/23 - 1/31/2024
Avery, Buncombe, Henderson, Madison, McDowell, Mitchell, Transylvania, Wilkes
United Healthcare
NC Wildfires 11/28-12/31
Alleghany, Anson, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Caswell, Catawaba, Cherokee, Clay, Cleveland, Davidson, Davie, Forsythe, Gaston, Graham, Guilford, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Montgomery, Moore, Polk, Randolph, Richmond, Rockingham, Rowan, Rutherford, Scotland, Stanly, Stokes, Surry, Swain, Transylvania, Union, Watauga, Wilkes, Yadkin, Yancey, Eastern Band of Cherokee Indians.
Alleghany, Anson, Ashe, Avery, Buncombe, Burke, Cabarrus, Caldwell, Caswell, Catawaba, Cherokee, Clay, Cleveland, Davidson, Davie, Forsythe, Gaston, Graham, Guilford, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Montgomery, Moore, Polk, Randolph, Richmond, Rockingham, Rowan, Rutherford, Scotland, Stanly, Stokes, Surry, Swain, Transylvania, Union, Watauga, Wilkes, Yadkin, Yancey, Eastern Band of Cherokee Indians.
How to Apply using this Enrollment Option
Simply assert : " I was affected by an emergency or a major disaster (as declared by the Federal Emergency Management Agency, or by Federal, my state, or my local government). One of other enrollment options applied to me, but I was unable to make my request because of the disaster. "
2023/2024 Emergency Special Enrollment Period Information
A state of emergency was declared in certain North Carolina counties (listed below) on November 8, 2023. This was due to the current and anticipated impacts from wildfires and the drought conditions that have increased the wildfire risk. The state of emergency will be in effect for at least 30 days in the counties noted, unless earlier terminated or extended.
2023/2024 Emergency Special Enrollment Period Information
A state of emergency was declared in certain North Carolina counties (listed below) on November 8, 2023. This was due to the current and anticipated impacts from wildfires and the drought conditions that have increased the wildfire risk. The state of emergency will be in effect for at least 30 days in the counties noted, unless earlier terminated or extended.
For More Information about Enrollment Issues due to Weather Related Emergencies, click the button below:
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"We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."