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ALignment Platinum (HMO-POS): Rated 5-Stars for 2024
Alignment Health Plans in North Carolina
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We are proud to offer Alignment Medicare Advantage Plans to our friends in North Carolina. We have been very impressed with the benefits and services they offer. Contact us and let's review in detail.
Alignment Health Plan is now Recognized as the Best Insurance Company for Medicare Advantage in North Carolina by U.S. News & World Report 
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A BLACK CARD FOR
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Alignment's "Black Card" provides you with $1,000's of annual benefits for Dental, Vision, Hearing, Chiropractic and even Acupuncture. EASY - No restrictions on networks or providers. YOU determine what's most important.
REQUEST MORE INFORMATION ABOUT ALIGNMENT HEALTH MEDICARE PLANS
Thank you for providing the information relative to our Medicare health care needs. Especially appreciated the time you gave us to explain and answer questions. |
There is NO OBLIGATION for requesting more information. Join the thousands of Medicare beneficiaries who are already enjoying the exclusive benefit of their black card and experience a new level of care for as low as $0 a month.*
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2024 ALIGNMENT HEALTH PLANS
Plans 1 - (Option to download pdf below)
Plans 2 - (Option to download pdf below)
A few words on Medicare Advantage plans from Ye Olde Medicare Agent Dave Trout
As you may know, I started in the insurance business back in 1999 with Mutual of Omaha. I worked hard to learn all and more that I needed to know to provide excellent coverage for my clients. During the last 23 years, we have seen a lot of changes in Medicare and I was on point for all of these.
In 2006, Medicare prescription drug coverage first became available. While complex and incomplete, folks on Medicare had coverage for Rx needs, even with the ‘doughnut hole’ . Since then, Medicare Part D has gotten better and better. So that this year, 2023 insulin copays are capped at $35. Next year 2024, there will be a true out of pocket maximum for RX, which in 2025 will be capped at $2000 annually.
In much the same way, Medicare Advantage Plans have gotten better and better. Even as of only 5 years ago, when I went on Medicare, there were few choices and the benefits were ok, but not great. Then in 2019, we saw the first effective plans: Good networks of doctors, low copays for primary care and specialists, effective Rx coverage and good ‘extras’; dental, vision, hearing. The daily copay for the hospital and medical maximum out of pocket were still high. At Zero premium, beyond your Medicare Part B, this coverage ‘worked’ for many people.
NOW, for 2023, we have very strong and effective plans available. All the same plusses as above, but the lowest Medical maximum out of pocket has fallen into the mid-$2,000 range. And when I compare this coverage to a Medicare supplement plan from the late 2010’s or before, many of the annual premiums are higher than the maximums we now see. When I review the dollars in premium - which my clients must pay – to dollars they may pay if they have a “bad year” – the math can work.
That said, for each of us, we have our unique health issues, preferred doctors, Rx needs, considerations for dental, vision and the like. (See How we work link). If you have a Medicare Supplement and you're over 70 – it's time to shop.
Ok, this was more than “A Few Words”. So I will add this. I came to western NC in 1978, met my wife Jan here, raised our daughter, and now we have two grandkids around the corner. BUT, I am still a Florida Boy at heart. Check out my tan. These new Advantage plans here look like what my buddies have and I sell down there in Tampa, Winter Haven, Sarasota, St.Augustine, Miami... Lot’s of Zero’s and low numbers. Contact us for a review and we’ll see if we can bring you a bit of the Beach & pretty Shells; Palm Trees & Sunshine.
- Dave Trout
In 2006, Medicare prescription drug coverage first became available. While complex and incomplete, folks on Medicare had coverage for Rx needs, even with the ‘doughnut hole’ . Since then, Medicare Part D has gotten better and better. So that this year, 2023 insulin copays are capped at $35. Next year 2024, there will be a true out of pocket maximum for RX, which in 2025 will be capped at $2000 annually.
In much the same way, Medicare Advantage Plans have gotten better and better. Even as of only 5 years ago, when I went on Medicare, there were few choices and the benefits were ok, but not great. Then in 2019, we saw the first effective plans: Good networks of doctors, low copays for primary care and specialists, effective Rx coverage and good ‘extras’; dental, vision, hearing. The daily copay for the hospital and medical maximum out of pocket were still high. At Zero premium, beyond your Medicare Part B, this coverage ‘worked’ for many people.
NOW, for 2023, we have very strong and effective plans available. All the same plusses as above, but the lowest Medical maximum out of pocket has fallen into the mid-$2,000 range. And when I compare this coverage to a Medicare supplement plan from the late 2010’s or before, many of the annual premiums are higher than the maximums we now see. When I review the dollars in premium - which my clients must pay – to dollars they may pay if they have a “bad year” – the math can work.
That said, for each of us, we have our unique health issues, preferred doctors, Rx needs, considerations for dental, vision and the like. (See How we work link). If you have a Medicare Supplement and you're over 70 – it's time to shop.
Ok, this was more than “A Few Words”. So I will add this. I came to western NC in 1978, met my wife Jan here, raised our daughter, and now we have two grandkids around the corner. BUT, I am still a Florida Boy at heart. Check out my tan. These new Advantage plans here look like what my buddies have and I sell down there in Tampa, Winter Haven, Sarasota, St.Augustine, Miami... Lot’s of Zero’s and low numbers. Contact us for a review and we’ll see if we can bring you a bit of the Beach & pretty Shells; Palm Trees & Sunshine.
- Dave Trout
Alignment Health Plan is an HMO, HMO POS, HMO C-SNP, HMO D-SNP and PPO plan with a Medicare contract and a contract with California, Florida, Nevada, and North Carolina Medicaid programs. Enrollment in Alignment Health Plan depends on contract renewal. Alignment Health Plan complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Premiums and benefit availability varies by plan.
**By submitting information, you're agreeing to be contacting by a licensed agent from Trout Insurance Services about Alignment Health Plans Medicare products. Information can be provided by phone, SMS/Text, or by email.
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"We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."
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